Payment Term and Conditions

Effective Date: 01/01/2025

1. Introduction

These Payment Terms and Conditions ("Terms") govern all financial transactions related to services, courses, memberships, and other offerings provided by Her Signature Academy ("Company," "we," "us," or "our"). By making a payment, you agree to abide by these Terms.

2. Payment Methods

We accept the following payment methods:

• Credit/Debit Cards (Visa, MasterCard, American Express, etc.)
• PayPal
• Bank Transfers (where applicable)
• Other approved payment processors

3. Pricing & Fees

• All prices are listed in USD and are subject to change without prior notice.
• Any applicable taxes, transaction fees, or service charges will be added at checkout.
• Promotional discounts or special pricing may have specific eligibility requirements.

4. Payment Schedule & Subscriptions

• One-Time Payments: Full payment is required at checkout unless otherwise specified.
• Installment Plans: If offered, you agree to make all scheduled payments on time. Failure to do so may result in suspension of access to services.
• Subscriptions & Memberships: Recurring payments will be billed automatically at the agreed intervals (e.g., monthly, annually).

5. Late Payments & Failed Transactions

• If a payment fails, we may attempt to reprocess the payment or suspend access until payment is received.
• A late fee may be applied for overdue payments on installment plans or subscriptions.
• Continuous non-payment may result in account termination and potential legal action for outstanding balances.

6. Refund & Cancellation Policy

• Non-Refundable Payments: Payments for digital courses, memberships, or services are generally non-refundableunless stated otherwise.
• Refund Eligibility: Any refund requests must be submitted in writing to [Insert Contact Email] and are subject to approval.
• Subscription Cancellations: You may cancel your subscription at any time before the next billing cycle to avoid future charges. No partial refunds will be issued for unused portions of a subscription.

7. Chargebacks & Disputes

• If you initiate a chargeback or dispute without first contacting us, we reserve the right to terminate access to all services and pursue legal action if necessary.
• All disputes must be reported to contact@shantelllanise.com before filing a chargeback.

8. Payment Security & Privacy

• All transactions are processed through secure third-party payment providers.
• We do not store sensitive payment information.
• By making a payment, you consent to our Privacy Policy regarding data collection and processing.

9. Modifications to Payment Terms

We reserve the right to update these Payment Terms at any time. Continued use of our Services after updates constitutes acceptance of the revised Terms.

10. Contact Information

For payment-related inquiries, contact us at contact@shantelllanise.com.

By making a payment, you acknowledge that you have read, understood, and agreed to these Payment Terms and Conditions.